Daniel In Germany Finance
Germany is complicated enough. Your money shouldn't be.
Hey, I'm Daniel. If you've ever looked at a German payslip and thought “Where did the rest go?”, you're in the right place. Let's make sense of taxes, ETFs, pensions and all those German money rules, one simple explanation at a time.
Brand new here? Follow the six-step beginner path.
Five areas. 18 guides. One idea each.
Pick the one that matches whatever is on your desk right now.
- Salary & TaxesPayslips, tax classes and Minijobs3 guides
- Investing & ETFsETFs, savings plans, costs and taxes7 guides
- Brokers & DepotsDepots, brokers and who handles your tax2 guides
- RetirementState pension, bAV, Rürup and the new AV-Depot4 guides
- Home & MortgagesRenting, buying and mortgages2 guides
Rather play with numbers? See what actually lands in your bank account All 11 tools
Meet the two Daniels behind the explanations.
Daniel Yáñez runs Daniel In Germany, where internationals ask him about life here every day. A lot of those questions turn out to be about money.
Daniel Clavijo does the digging. He reads the rules, the fund documents and the broker price lists, and turns them into guides and tools you can actually use.
We explain how things work. You decide what to do with it. Neither of us is a financial adviser, and nobody pays to be listed in our comparisons.
More about us