Inflation & Purchasing Power

€100 today won’t buy the same things in 20 years. How much less?

Prices tend to rise over time, so the same euros buy less. Pick an amount, an inflation rate and a number of years, and see what that does.

€
%
The European Central Bank aims for 2% over the medium term. Your own prices can rise faster or slower.
yrs
What €10,000 of shopping costs in 20 years
€0
What €10,000 received in 20 years buys in today’s money
€0
Total price change
0%

Cost of the same basketValue of a fixed amount in today’s money
Milestones
Inflation milestones
AfterSame basket costsFixed amount in today’s money

Scenarios, not forecasts. Real inflation changes from year to year.

How it is calculated

Future cost = amount × (1 + inflation)years. Today’s value of a future amount = amount ÷ (1 + inflation)years. To turn a nominal return into a real one: (1 + return) ÷ (1 + inflation) − 1.

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